North Carolina has some of the most punitive traffic laws in the nation. Aside from making all traffic offenses part of the criminal justice system, the State has also made it exceedingly easy to revoke your license if you are not careful. For example, if you are convicted of a speeding ticket driving 81 in a 65 zone or if you have two offenses driving over 55 within a 12 month period your license will be suspended. Additionally, if you are convicted of traveling 79 in a 65 zone your car insurance can increase as much as 80% for the next 3 years.
DMV and Insurance Points
DMV Points (12 points within a 3-year period results in a revocation)
| Points | Offense |
|---|---|
| 12 |
|
| 5 |
|
| 4 |
|
| 3 |
|
| 2 |
|
| 0 |
|
Insurance Points
In North Carolina, insurance rates are regulated by the North Carolina Department of Insurance (NCDOI). An insured driver’s rate receives a surcharge for the number of insurance points they have on their record for the 3-year experience period. The tables below indicate the number of insurance points for each offense as well as the percentage increase depending on how many points an individual has on their record. The Law Office of Matthew Charles Suczynski, PLLC will work hard to help avoid or minimize any insurance increase you may be facing because of a ticket or accident. Give Matthew a call today at (919) 619-3242 for a free consultation.
| DMV Points | % Increase |
|---|---|
| 1 | 25 % |
| 2 | 45 % |
| 3 | 60 % |
| 4 | 80 % |
| 5 | 105 % |
| 6 | 130 % |
| 7 | 160 % |
| 8 | 190 % |
| 9 | 225 % |
| 10 | 260 % |
| 11 | 300 % |
| 12 | 340 % |
| Insurance Points | Convictions/At-Fault Accidents |
|---|---|
| 12 |
|
| 10 |
|
| 8 |
|
| 4 |
|
| 3 |
|
| 2 |
|
| 1 |
|
| 0 |
|
Accidents & Tickets
Often times if you are involved in an accident an officer will issue a ticket to insure that an insurance company will get involved to settle any damages arising from the accident. The Law Office of Matthew Charles Suczynski, PLLC can usually get these traffic tickets dismissed upon showing that the at-fault drivers insurance has taken care of the other party. Please give Matthew a call today to discuss your traffic ticket at (919) 619-3242.
Speeding
Speeding charges are one of the most common offenses a motorist faces in North Carolina. What most motorists do not know is how easy it is to plead themselves into a license revocation or a significant insurance increase. The Law Office of Matthew Charles Suczynski, PLLC can help you to avoid or minimize the risk of both. Give Matthew a call today to discuss your speeding ticket at (919) 619-3242.
License Revocation/Driving While License Revoked
Having a revoked license is very common in North Carolina. Matthew Charles Suczynski has extensive experience in helping individuals with revoked licenses to get back on the road. Often times restoring an individual’s license is a long process that requires deconstructing one’s driving record and putting it back together. Also, since the law changed on December 1, 2007, it may now be possible to get a limited driving privilege even if your license is permanently revoked depending on the circumstances surrounding the revocation.
